Get Zero Closing Costs for All Refinances Now!
How Does It Work?
Our goal is to get minimize your closing costs & get you lender credit to cover your remaining costs.
How do we minimize your closing costs?
- By getting an appraisal waiver to eliminate the appraisal fee
- By negotiating with the title company to minimize the title fees
Our lenders will also provide up to 1% of you
How Does Lender Credit Work?
At any point in time, the lender offers a market rate chart that lists lender credit OR points as per the market. For example, for a $500K loan, as per below chart, 6.5% interest rate is coming with $4375 lender credit / cash back - that will be sufficient to cover all the closing costs.
How Does Optima Financials Add Value?
